A new dimension of managing personal finances

Privatcard OTON personal and corporate accounts are designed to satisfy your modern financial needs, leaving all conventions behind

Oton Card

Increased data protection

We have integrated a two-factor authentication process for login into the Privat Card Oton system, along with a 3D Secure technology. All the clients’ data is processed in compliance with PCI DSS.

Licensed payment institution

Privat Cards. a brand of Amba Technology, is a contracted partner of a licensed payment institution that operates under the supervision of the Lithuanian Financial Supervisory.

Secure and reliable

When trusting us your money you can be sure that it will be safely stored on correspondent accounts with the central banks of the EU countries.

Promoting innovation

We always keep our eye on innovative developments and create our services using cutting-edge technology, which is fundamental for an ever-improving customer experience.

International current account with a unique EU IBAN

Country borders are slowly disappearing, so why should you be limited to your local bank? OTON Privat Cards and their licenced partners offers one single account for all transactional needs of your company

MasterCard Europe member

The cooperation, from our partners and issuers, MasterCard Europe outlines a coordinated process of cards issuance and imposes guidelines and rules that are respected by Privat Card at all times.

SEPA member

SEPA member Being part of a pan-European payment scheme obligates us to respect a set of strict rules, which ensures guaranteed protection of customers’ funds.

SEPA Instant Payment

Free your payments from intermediary banks and processors. Payments arrive within 10 seconds along with an API message notification. No need to wait for the next business day to start, SEPA Instant Payment works 24/7, 365 days a year.

One account. A world of opportunities.

Take advantage of a modern digital banking tool that will empower you and simplify everyday financial tasks. Privatcard OTON personal account allows you to execute international transfers online, exchange money with other Privatcard OTON account holders for free, make purchases, withdraw funds and so much more in a fast and seamless mode. We give you an opportunity to break free from the conventions of traditional banking and strive to satisfy your ever-evolving financial needs in the best way possible.

Go contactless
Go contactless

The safety of your payments is a priority for us. No need to hand the card over to the cashier. Just tap it near a POS terminal to complete the payment.

Shop online and offline
Shop online and offline

You’re free to choose what works best for you. Our card is perfect for both methods and maintains the same level of security and convenience.

Cash whenever you need it
Cash whenever you need it

Use any ATM that supports MasterCard worldwide to withdraw funds at any moment, for all your needs. It’s as simple as that.

Mobile Banking

With Privat Card Oton mobile app performing a wide range of transnational operations becomes as simple as never before. Download the app on your smartphone and use it for easy access to your accounts, anytime and anywhere.

  • Round-the-clock access to your account from your device.
  • Real-time review of account activity and balance
  • Card top-up
  • Money transfers worldwide
  • Simplified sign in procedure with your passcode and OTP
  • Transaction history to keep track of your spendings